I need a really good and reasonably priced credit relief company to help me get out of serious debt.?
Sunday, November 29th, 2009 at
2:26 pm
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Tagged with: Credit Help • Credit Relief
Filed under: Free Money Saving Tips Debt Relief
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STOP!
Before you go to a "Non-Profit" Credit Counseling company, you need to know the facts.
First though, why do you want to get credit relief this way. Are you trying to avoid Bankruptcy?
Second, Why can’t you do it yourself? At least try.
Heres the rub, if you go to those counseling companies, the creditors place on your credit report, "Handled by a credit counselor" (Or something to that effect) If you go to try and buy a home at some point, and that shows up, it is the EXACT SAME as a Bankruptcy.
What I would do, is call your creditors, and try and negotiate with them, if you can. Tell them you can pay 50 cents on the dollar as long as they will do a payment plot. It may not work, but only go to those Credit Counseling Companies if you absolutely have to.
Best Wishes.