Should I invest my tax refund or pay off credit card debt?
Wednesday, September 30th, 2009 at
2:37 am
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Tagged with: Asking For Forgiveness • Chase • credit card debt • credit cards • Credit Debt • Emergency Fund • Feedback • Gas Bills • interest rate • Invest • Lung Cancer • Ok Tax • Pay Bills • Risk Taker • Spending Money • Tax Credit • Tax Refund
Filed under: Free Money Saving Tips Debt Relief
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heres a feesable suggestion,,
do you have a home,,
if youre credit is excellent enough and you have some justice in your home,, you could apply for a home justice loan,,,which usually,, carrys a small interest rate it would financial support you a ton in the long run,, you will pay that loan back and you d be able to claim the interest from the credit cards on your taxes,,
thus you could pay off your debts and pay yourself back,, and still keep your $1200 dollars to boot and would probably only have a monthly pmt of around $125 a month or so,,,
another option is contact a company like consumer debt relief ,, debt relief clearinghouse,, or consumer credit counsiling services,, they can conslolidate your debt,, and get your debts reduced by sometimes over 50%,, the may charge a small fee per month,, for adminstrative costs, but for all you save its pretty excellent,,
these really work,, take it from someone who filed bankruptcy 10yrs ago and had outstanding debts, i used all i could and my credit rating went from 480 to 678 now and my record is debt free,, and now in excellent permanent