How do you know which debt settlement or debt consolidation program to choose, when theirs 1000′s out there?
Sunday, July 19th, 2009 at
1:15 pm
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Filed under: Money Saving Tips
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Most of the debt repair/consolation/settlement companies want their fees up front and leave you credit trashed.
Check nfcc.org for listings legit non-profit credit counseling services. They can help you set up a budget and work out clearing up your debt.
You can tackle your debt yourself by putting each extra penny on the highest interest rate debt, while making minimum payments on the rest. When the highest is paid, go to the next, till they are all paid off.
It will take 2 or 3 years but if you work at it, you’ll be out of debt with a excellent payment history.